U.S. MSB license · flexible payroll infrastructure

A lighter way to pay global contractors, creators, and short-term workers

Eximius connects employer funding, balance allocation, worker accounts, virtual and physical cards, spending records, wallet payments, and ATM withdrawal visibility inside one app-led experience.

2018Founded
MSBU.S. compliance license
50%Reference cost saving
Available balance$12,480.00Virtual Card · 9040
Cards08
ATM$860
Creator payout+$2,400
Wallet purchase-$138
ATM withdrawal-$300
EXIMIUS BLACK**** 8821
Creator PayReady
U.S. MSB licenseVirtual and physical cardsCrypto and local fiat fundingEmployer and cardholder portals
The problem is not payment. It is unstable payment.

Built for irregular, cross-border, high-frequency payouts

01

Recipients may not have PayPal or a common wallet

Contractors, short-term workers, and creators often lack a stable wallet or local receiving account. Eximius uses card accounts to make salary access, spending, wallet payments, and ATM withdrawals easier to manage.

02

Platform commissions reduce employer and KOL economics

Creator commerce and promotion budgets are often compressed by platform fees. Eximius supports salary-style settlement to reduce intermediary cost while keeping creator take-home pay stable.

03

Temporary workers need flexible salary rails

Short-term overseas work happens across projects, events, stores, and local teams. Employers can allocate funds by project, cycle, or account while workers see usable balances directly in the app.

From employer funding to cardholder usage

A payroll flow for flexible workforces

Employers fund the employer portal, allocate balances by team, project, or individual, and cardholders receive usable balances for virtual cards, physical cards, wallet payments, online spending, or ATM withdrawals.

01Employer funding
02Balance allocation
03Account payout
04Card availability
05Spend records return
Two-sided product structure

Employers manage payouts. Cardholders manage money.

Employer PortalFund · Allocate · Pay

Eximius Ledger

Cardholder AppBalance · Cards · Records

Employer Portal

Designed for cross-border business teams that need funding, balance control, account allocation, and batch salary distribution for creators, commerce partners, and temporary workers.

  • Supports crypto and local fiat funding
  • Allocate balances by project, team, or individual
  • Track balances, payout batches, and allocation states
  • Reduce extra costs created by intermediary platforms

Cardholder App

Cardholders can view balances, manage card status, purchase new cards, and track online spending, wallet spending, and ATM withdrawal records in one place.

  • View card balance and available limits
  • Manage virtual, physical, and card status
  • Purchase new cards and track activation
  • Review online, wallet, and ATM withdrawal records
Who it serves

Not a traditional monthly payroll system. A settlement tool for flexible relationships.

Short-term workersPart-time teamsVideo creatorsPromotion creatorsKOL / KOCCross-border commerce teamsLocal event employersProject-based global teams
Partner voices

Sample feedback from creators, commerce teams, and temporary-work scenarios

These testimonials are generated for the prototype and should be replaced with authorized customer names and portraits before production launch.

Nora Lin avatar

We used to reconcile creator payouts across platform statements and wallet addresses. Eximius puts budgets, allocation, and card accounts in one place, so finance can see where every dollar goes.

Nora LinGrowth lead, cross-border commerce brand
Kenji Sato avatar

We needed to keep creators' take-home amount unchanged while reducing leakage. Salary-style card payouts made the workflow easier for both sides.

Kenji SatoProject manager, short-video MCN
Mia Carter avatar

Temporary staff came from different countries with different bank and wallet setups. Card-account payouts let us settle quickly after the event.

Mia CarterOverseas event employer
CrossNova Team avatar

We needed a tool that is explainable, trackable, and lets workers check their own balances. Eximius fits complex promotion networks.

CrossNova TeamGlobal promotion agency team
About Eximius

A flexible payroll team within the Smartlink ecosystem

Founded in 2018, Eximius is a subsidiary within the Smartlink ecosystem. Smartlink is among the top three TikTok TSP companies in Asia. We focus on global flexible work, creator collaboration, and project-based payroll challenges for overseas business operators.

Founded in 2018Smartlink ecosystem companyTop-three TikTok TSP background in AsiaFocused on global flexible payroll

Download the Eximius App

This prototype validates visual direction and information architecture first. Production should connect real App Store, Google Play, APK, or enterprise distribution links.

Download App